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Home Insurance - Frequently Asked Questions

If I told a little white lie on my application to keep the premium down, would it matter?


You would be wasting your money, by lying on the proposal form you would invalidate the contract between the insurer and yourself, so no part of the policy would be valid. This also means that if you have a mortgage on your property you are probably breaching your mortgage lender's terms and conditions by not having insurance in place. Not a good idea! Our providers work hard to keep the policies as cheap as possible for your benefit, it really does pay to be strictly honest on the application and proposal. If you have made an error on your policy then please call to cancel it, or ask for the details to be changed. We're happy to help, and appreciate that mistakes do get made.

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