Why Building Insurance?

Building insurance is intended mainly to protect your investment in your home against natural and unforeseen events, additionally it also is needed to satisfy the requirements of your mortgage provider — who will require you to have it on any property financed by them. A policy from home-cover.com provides you with home insurance protection in the event of anything untoward happening to the physical structure of your property, a building insurance policy will not protect the contents of your home*.
What counts as building insurance?
By insuring your buildings with Home-cover.com you get the following great benefits:
- Flooding insurance
- Protection against subsidence
- Fire cover
- You can choose to protect against accidental damage
- Excellent rates
- Excellent cover
- Easy and fast quote process
Click to get fast quote here
What does accidental damage cover?
As you'd suspect an 'accidental damage' extension covers you for things like putting your foot through the ceiling if you are working in the loft. Cover would also be provided if, for example, you damaged a water pipe, or you burnt your carpet*.
You do pay a small premium for accidental damage cover, but we've worked hard to keep the prices low, and the cover high, so you get great value for money.
Click here for a buildings insurance quote
Buildings insurance from Home Cover is available to UK residents only.
* As with all home insurance policies there are certain restrictions on cover and you must meet certain requirements for any claims to be met. Please read the full Home Insurance Policy wording and Policy Summary for details to confirm that you know what you are covered for. Remember that in all circumstances you should behave as if you were not insured.