Building and Contents Insurance

Buying a house insurance policy that combines both buildings and contents cover provides you with both the maximum protection of your home and normally also entitles you to a significant discount on the home insurance premium you'd pay if you insured your buildings and contents separately**.
Insure your buildings and contents and save…
By choosing to insure both your home buildings and contents together you can get the following benefits:
- Excellent cover
- Great prices
- Full protection for:
— Flood
— Fire
— Theft
— Subsidence - You can choose to protect against accidental damage
- Fast and easy online quote and buy process
See how much you could save on your building and contents insurance
— get a building and contents insurance quote
When you buy a home insurance policy you need to ensure that you are protected against virtually all risks that could befall your home or property — fire, flood, theft, subsidence — all should be covered in your home insurance policy*.
If you choose the personal possessions extension you can cover items that you take away from your house too — things like watches, jewellery and sports equipment*.
Additionally many policies can provide additional services such as legal advice for you and your family – on any topic, such as boundary disputes, employment matters and divorce**.
A combined building and contents insurance policy should provide all the benefits of both of these policy sections.
*As with all home insurance policies there are certain restrictions on cover and you must meet certain requirements for any claims to be met. Please make sure you read your full home insurance policy wording and Policy Summary for details to confirm that you know what you are covered for. Remember that typically home insurance companies insist that in all circumstances you should behave as if you were not insured. ** You should take care to ensure that the product you choose provides you with the benefits you require.
** you should take care to ensure that the product you choose provides you with the benefits you require.